Similar to YNAB, but have an "advanced options" text button to open up options for power users. ------------------------ YNAB: Needed For Spending Use for: groceries, gas, holidays, Christmas, vacations, etc. Fund up to this amount, with the ability to spend from it along the way. Target Savings Balance Use for: down payment, emergency fund, etc. Save this amount over time and maintain the balance by replenishing any money spent. Monthly Savings Builder Feature Request Use for: savings goals with an unknown target Contribute this amount every month, no matter what, until you disable this goal.